Cost of Living in Malaysia for Indian Students [2025]
Malaysia is quickly becoming a top choice for students around the world, thanks to its affordable education, rich cultural diversity, and modern amenities. One of the biggest advantages of studying in Malaysia is its low cost of living compared to many other countries. For students on a budget, Malaysia offers a great balance of quality education and an affordable lifestyle. With low tuition fees, reasonably priced housing, budget-friendly food options, and a comfortable standard of living. In this blog, we’ll explore the cost of living in Malaysia, covering essential expenses like accommodation, transportation, and food, while sharing tips on how to manage these costs effectively.
Why Should You Consider Living in Malaysia
Malaysia is an excellent choice for international students and expats looking for quality living at an affordable cost. This vibrant country combines rich cultural diversity, tropical weather, and modern architecture, offering a unique lifestyle that appeals to many.
One of Malaysia’s biggest advantages is its low cost of living compared to Western countries and even some Asian nations. Affordable housing, efficient public transportation, and access to fresh, reasonably priced groceries make it a practical and budget-friendly place to live. Additionally, Malaysia boasts a thriving corporate environment, world-class universities, and a welcoming population, making it an ideal destination for studying, working, and settling down.
Pro Tip: Many Malaysian universities, particularly for higher education programs, require strong English communication skills. If you’re looking to enhance your English proficiency, enroll in an English-speaking course.
Factors Affecting the Cost of Living in Malaysia
When looking to relocate to Malaysia, one must bear in mind the various factors affecting the cost of living in Malaysia for proper planning. Below are some of the dominant factors that determine costs:
- Accommodation: The cost of renting or owning a home in Malaysia is largely dependent on the location, with cities such as Kuala Lumpur being more expensive than lesser cities. The choice of housing extends from lodgers in shared apartments to luxury condos.
- Transportation: There are affordable and comfortable means of transportation in Malaysia, such as buses and trains, but if one owns a car, the cost of transportation increases. Besides, phone apps for services like Uber are also popular.
- Eating Out: Most establishments that serve food are affordable, especially, in the case of local foods. However, imported or Westernized food options can increase the costs.
- Health Services: Malaysia has a very comprehensive health care provision which is both public and privately run. Prices of accessing health care in the public sector are quite low compared to the private sector which gives prompt services.
- Education: International students usually benefit from competitive tuition fees and a variety of scholarship opportunities. However, for expats with young children, the choice becomes international schools, which are very expensive.
Tip: If you wish to study in a foreign university or want expert guidance to simplify the admission process, check out Internshala’s study abroad program.
Overview of the Cost of Living in Malaysia
To manage your budget effectively you should evaluate the different aspects that constitute the cost of living in Malaysia. This includes housing costs to entertainment, as all of the categories help in determining what one spends in a month.
1. Accommodation Costs
Accommodation is a significant part of the cost of living in Malaysia, and your expenses will vary depending on the type of housing and its location. Urban areas like Kuala Lumpur typically have higher rental costs compared to suburban or rural areas. Malaysia offers a wide range of housing options, from affordable shared accommodations to luxurious penthouses, making it easier to find something that suits your budget and needs.
Here’s a table to give you an idea of the different types of accommodation in Malaysia and their estimated costs:
| Type of Accommodation | Average Monthly Costs (MYR) | Average Monthly Costs (INR) |
| Shared Apartment | MYR 742 – MYR 1,378 | ₹14,000 – ₹26,000 |
| Studio Apartment – City Center | MYR1,378 – MYR 2,279 | ₹26,000 – ₹43,000 |
| 1- Bedroom Apartment – City Center | MYR 2,279 – MYR 3,656 | ₹43,000 – ₹69,000 |
| 3- Bedroom Apartment – City Center | MYR 3,656 – MYR 6,414 | ₹69,000 – ₹1,21,000 |
| 1- Bedroom Apartment – Outside City | MYR 901- MYR 1,643 | ₹17,000 – ₹31,000 |
| Luxury Condo | MYR 6,414+ | ₹1,21,000+ |
2. Food and Grocery Expenses
In Malaysia, cooking at home is generally more economical than dining out. However, eating out remains an affordable option, especially at local food stalls and hawker centers, which are popular for their delicious and budget-friendly meals. For individuals who prefer home-cooked meals, basic monthly grocery expenses can range from ₹8,000 to ₹15,000 INR, depending on preferences and dietary habits.
Here’s a breakdown of average food and dining costs in Malaysia:
| Item | Average Monthly Costs (MYR) | Average Price (INR) |
| Milk (1 liter) | MYR 3.71 | ₹70 |
| Bread (1 loaf) | MYR 2.65 | ₹50 |
| Eggs (Dozen) | MYR 4.5 | ₹85 |
| Rice (1 kg) | MYR 3.44 | ₹65 |
| Chicken filets (1 kg) | MYR 15.37 | ₹290 |
| Apples (1 kg) | MYR 10.6 | ₹200 |
| Banana (1 kg) | MYR 3.71 | ₹70 |
| Potato (1 kg) | MYR 2.12 | ₹40 |
| Tomato (1 kg) | MYR 2.65 | ₹50 |
| Onion (1 kg) | MYR 2.12 | ₹40 |
| Street food (Per Meal) | MYR 10.6 | ₹200 |
| Dining Out | MYR 15.9 | ₹300 |
3. Transportation Costs
Malaysia offers convenient and affordable transportation options, making it easy for international students and expats to get around. Public transport systems, including buses, MRT, LRT, and monorail services, are highly accessible and budget-friendly. Monthly passes for these services typically cost between ₹2,000 to ₹3,500, making them an excellent choice for regular commutes.
For shorter trips, services like Grab (a popular ride-hailing app) provide a cost-effective and hassle-free alternative. However, owning a personal car can be significantly more expensive due to fuel costs, maintenance, and monthly insurance expenses, which can range from ₹10,000 to ₹15,000.
Here’s a summary of average transportation costs in Malaysia:
| Mode of Transport | Average Monthly Costs (MYR) | Average Costs (INR) |
| Public bus ticket (One-way) | MYR 1.06 – MYR 1.59 | ₹20 – ₹30 |
| MRT/LRT Monthly pass | MYR 105.99 – MYR 185.48 | ₹2,000 – ₹3,500 |
| Taxi (per km) | MYR 2.12 – MYR 2.65 | ₹40 – ₹50 |
| Ride-hailing (short-trip) | MYR 7.95 – MYR 15.9 | ₹150 – ₹300 |
| Fuel (per liter) | MYR 2.76 – MYR 2.91 | ₹52 – ₹55 |
| Car ownership (monthly) | MYR 529.94 – MYR 794.91 | ₹10,000 – ₹15,000 |
4. Health Insurance and Medical Costs
Malaysia is known for its excellent yet affordable healthcare services, making it an attractive destination for international students and expats. The country offers two main options: government healthcare services, which are subsidized and highly cost-effective, and private medical services, which are still reasonably priced compared to many other countries.
Having health insurance is essential to cover medical expenses, including doctor’s fees, which can range between ₹2,500 to ₹10,000 monthly, depending on the scope of coverage and the insurance provider. Malaysia’s healthcare system is particularly praised for its affordability in both preventive care and treatment, ensuring quality services are accessible to all.
5. Utilities and Communication Costs
The cost of living in Malaysia for utilities and communication is reasonably priced which makes it easier for international students and expats to manage their budgets effectively. These costs cover essentials like electricity, water, gas, internet, and mobile services, all of which are affordable compared to many other countries.
Here’s a summary of the average monthly utility and communication costs in Malaysia:
| Expenses | Average Monthly Costs (MYR) | Average Monthly Costs (INR) |
| Electricity, water, and gas | MYR 158.98 – MYR 317.97 | ₹3,000 – ₹6,000 |
| Internet (Broadband) | MYR 79.49 – MYR 132.49 | ₹1,500 – ₹2,500 |
| Mobile communication | MYR 26.5 – MYR 52.99 | ₹500 – ₹1,000 |
6. Entertainment and Leisure Costs
Malaysia offers a wide range of affordable entertainment and leisure options, making it easy for students and expats to enjoy their free time without overspending. Whether it’s catching a movie, visiting theme parks, or dining at upscale restaurants, Malaysia caters to diverse preferences and budgets.
Here’s an idea of what you might spend on popular leisure activities:
| Activity | Average Monthly Costs (MYR) | Average costs (INR) |
| Movie tickets (per person) | MYR 21.2 – MYR 26.5 | ₹400 – ₹500 |
| Gym membership (monthly) | MYR 105.99 – MYR 211.98 | ₹2,000 – ₹4,000 |
| Dining out | MYR 52.99 – MYR 132.49 | ₹1,000 – ₹2,500 |
| Theme park | MYR 79.49 – MYR 158.98 | ₹1,500 – ₹3,000 |
7. Miscellaneous Expenses
The cost of living in Malaysia also includes various miscellaneous expenses that are essential to daily life. These may cover personal care items, laundry services, clothing, and unexpected costs like minor repairs or emergencies. Managing these expenses effectively can help individuals maintain a balanced budget.
City-Wise Cost of Living in Malaysia
For international students and expatriates planning to live in Malaysia, understanding the cost of living is crucial. It can vary significantly depending on the city you choose. Here’s a quick overview of the average monthly cost of living in Malaysia’s major cities:
| City | Average Monthly Costs (MYR) | Average Monthly Costs (INR) |
| Kuala Lumpur | MYR 2702.7 – MYR 4054.05 | ₹51,000 – ₹76,500 |
| Penang | MYR 2252.25 – MYR 3153.15 | ₹42,500 – ₹59,500 |
| Johor Bahru | MYR 1801.8 – MYR 2702.7 | ₹34,000 – ₹51,000 |
| Malacca | MYR 1621.62 – MYR 2552.52 | ₹30,600 – ₹47,600 |
| Kota Kinabalu | MYR 1801.8 – MYR 2702.7 | ₹34,000 – 51,000 |
| Ipoh | MYR 1483.84 – MYR 2225.76 | ₹28,000 – ₹42,000 |
How to Effectively Manage the Costs of Living in Malaysia
Living in Malaysia can be affordable if you have a smart plan in place. Whether you’re a student or an expatriate, managing your finances wisely is key to making the most of your budget. Here are some practical tips to help you keep your costs in check:
- Budgeting and Monitoring Spending: Adhere to a monthly budget that covers your essential expenses like rent, utilities, food, and transportation. Use expense-tracking apps to stay on top of your spending, which can help you avoid overspending and ensure you stay within your limits.
- Housing: Consider renting a place on the outskirts of the city or opting for a shared apartment instead of a luxury condo. This can significantly lower your rent while still giving you access to essential services and public transport.
- Use public transportation: Malaysia has an excellent public transport system, including buses, MRT, and LRT, which are affordable and convenient. Students and residents should make the most of these options to save money on commuting.
- Prepare Meals at Home: Instead of dining out frequently, try cooking at home. Meal prepping and bringing lunch to school or work can help you save a lot. You can also shop for fresh produce at local markets, where fruits and vegetables are usually much cheaper.
- Take advantage of bargains: Look for coupons, deals, or membership apps that offer discounts on groceries, entertainment, or dining. Many places offer student discounts, so be sure to carry your student ID when shopping or eating out.
- Pay for Health Insurance: Investing in comprehensive health insurance can save you from unexpected medical expenses. While healthcare in Malaysia is affordable, having insurance will protect you in case of emergencies or serious illnesses.
Conclusion
The cost of living in Malaysia is generally affordable, making it a popular destination for both international students and expatriates. By making smart choices—like opting for more affordable housing, using public transport, and cooking your own meals—you can maintain a comfortable lifestyle without overspending. With its modern infrastructure, low-cost services, and high quality of life, Malaysia offers a great balance for anyone looking to live abroad.
If you want to learn more about top consultants who can help streamline your study abroad journey, explore our detailed guide on the best study abroad consultants in India.
